Emergency Housing Assistance
The program assists low/moderate income households that are experiencing a temporary housing crisis.  For eligible applicants, BVCAP can provide financial assistance in the form of security deposit and/or rental payments.

Fair Housing Advocacy
BVCAP’s Housing Advocate provides counseling and referrals to clients regarding allegations of housing discrimination and violations of the Rhode Island Landlord – Tenant Act.  In addition, the Advocate conducts educational workshops for community groups to inform residents of rights and responsibilities under the law.

Pawtucket Starter Home Program
The Starter Home Program provides down payment and closing cost assistance grants to eligible first-time homebuyers.  Applicants must meet income guidelines, complete a series of Homebuyer Education classes, and purchase an eligible property.  Grant amounts range from $5,000 to $15,000 depending upon the type of home and location.

Home Ownership Education
BVCAP provides a comprehensive series of classes in both English and Spanish, designed to educate both current and future homeowners.  Topics include but are not limited to: budgeting and money management, credit issues, finding an appropriate home, the mortgage loan process, legal issues, and home maintenance. 

Housing Counseling  
BVCAP Housing Counselors provide individual assistance and guidance to both current and future homeowners.  Counselors assess each client’s particular circumstances and assist the client in developing an action plan to meet goals.  For example, a counselor may review a client’s credit history and financial situation to determine mortgage-readiness.  Counselors also assist delinquent borrowers with options to avoid foreclosure.

Lead Poisoning Case Management
The BVCAP Lead Center provides non-medical case management to families with lead-poisoned children, assisting the families with tools, resources and education needed to reduce the child’s Blood Lead Level to a medically acceptable level. 

Lead Hazard Awareness Programs
BVCAP provides lead education and outreach to the communities of Pawtucket, Central Falls and Woonsocket.